Defining Agentic Global Payments white paper cover

What's inside

Developed by Sunrate and Mastercard, this white paper defines Agentic Global Payments and maps where AI agents are already reshaping the B2B payment lifecycle, from procurement to reconciliation.

  • 10 processes reshaped along the payment lifecycle
  • 16 critical pain points that agentic AI can systematically address
  • 13 practical agentic AI use cases across the payment journey
  • 4 key considerations for AI deployment
  • 3 actions for business leaders shaping their AI transformation roadmap

Why read it

  • Built on real dataMarket forecasts from Juniper and Gartner, adoption figures from Cisco, and Mastercard's own aggregated transaction insights.
  • First-hand leadership perspectiveMastercard and Sunrate executives on trust, autonomy, and what comes next for B2B payments.
  • Grounded in real workflowsBefore-and-after breakdowns across OTA, international trade, and e-commerce, showing exactly what changes.
Preview pages from the white paper
The evolution of AI in payment diagram

Key insights

  • From automation to autonomyPayments are entering a third phase, where AI moves from supporting decisions to executing them within defined control. In 2025, 85% of enterprises say they will use AI agents.
  • B2B is where agentic payments accelerate fastestAgentic payment volume in B2B is projected to grow at roughly 335% a year over the next five years, far outpacing consumer growth as enterprise adoption matures.
  • Trust and experience are the twin enginesCredential protection, intent capture, and “Know Your Agent” (KYA) are what let businesses delegate to AI agents with genuine confidence.

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